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Phone 210-545-5065

   Fax 210-495-6134

  

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Take This Test...

Could you meet your monthly obligations without your income?

Your Answer: No Yes

 

If Yes, congratulations are in order, you are one of the very few Texans who do not need an income to maintain your standard of living.

 

If No, congratulations are still in order, because you realize you have a financial void. You can fill this void quickly and inexpensively.

You have 5 choices:

·        Use your savings

One year of total disability could wipe out as much as 10 years of savings.  And what would be left for the future?  For retirement?

·        Sell property or assets

Under a forced sale, the likelihood is that tangible assets (real estate, autos, boats, etc.) will bring less than their fair market values…and still may not provide enough to pay bills.

·        Live on your spouse’s income

In most two-income households, expenditures and debts are based upon the assumption that both incomes will continue. 

With half or more of current household income gone, most families’ lifestyles would have to change.

·        Borrow money

Even if you could obtain a bank loan, the additional debt could compound your problem.  Friends and relatives may be able to help you temporarily…but for how long?

·        Let disability income insurance supplement your family

Leave your savings alone and hold onto the assets you worked so hard to get.  Keep the balance in your life with a solid plan of disability income insurance to assure additional income exactly when it’s needed most…when your income has stopped due to a qualified illness or injury!

 

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